Quarterly report pursuant to Section 13 or 15(d)

Consolidated Balance Sheets (Unaudited)

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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2024
Dec. 31, 2023
Assets    
Cash $ 98,361 $ 92,195
Restricted cash, including amounts held by variable interest entities (VIEs) of $1,585 and $128 4,749 2,284
Consumer receivables 237,358 208,167
Allowance for credit losses on consumer receivables (40,523) (35,329)
Consumer receivables, net, including amounts held by VIEs of $150,174 and $131,283 196,835 172,838
Enterprise receivables, net 23,045 15,978
Property and equipment, net 1,961 1,864
Intangible assets, net 168,302 176,541
Other assets 52,490 53,559
Total assets 545,743 515,259
Liabilities:    
Secured loans, net 64,482 64,334
Accounts payable and accrued liabilities 48,984 52,396
Warrant liability 810 810
Other debt, net, including amounts held by VIEs of $129,932 and $125,419 129,932 125,419
Other liabilities 23,079 15,077
Total liabilities 267,287 258,036
Commitments and contingencies (Note 15)
Stockholders' equity :    
Class A Common Stock, $0.0001 par value; 66,666,666 shares authorized as of June 30, 2024 and December 31, 2023, 10,977,991 and 10,945,658 issued and outstanding, respectively, as of June 30, 2024 and 10,444,627 and 10,412,294 issued and outstanding, respectively, as of December 31, 2023 1 1
Additional paid-in capital 980,662 969,641
Accumulated deficit (692,507) (702,719)
Treasury stock at cost, 32,333 shares as of June 30, 2024 and December 31, 2023 (9,700) (9,700)
Total stockholders’ equity 278,456 257,223
Total liabilities and stockholders' equity $ 545,743 $ 515,259