Quarterly report pursuant to Section 13 or 15(d)

Consolidated Balance Sheets (Unaudited)

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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Assets    
Cash $ 93,177 $ 92,195
Restricted cash, including amounts held by variable interest entities (VIEs) of $5,724 and $128 8,725 2,284
Consumer receivables 217,049 208,167
Allowance for credit losses on consumer receivables (34,303) (35,329)
Consumer receivables, net, including amounts held by VIEs of $138,185 and $131,283 182,746 172,838
Enterprise receivables, net 17,518 15,978
Property and equipment, net 1,975 1,864
Intangible assets, net 172,375 176,541
Other assets 61,404 53,559
Total assets 537,920 515,259
Liabilities:    
Secured loans, net 64,408 64,334
Accounts payable and accrued liabilities 50,043 52,396
Warrant liability 729 810
Other debt, net, including amounts held by VIEs of $129,675 and $125,419 129,675 125,419
Other liabilities 22,607 15,077
Total liabilities 267,462 258,036
Commitments and contingencies (Note 14)
Stockholders' equity :    
Class A Common Stock, $0.0001 par value; 66,666,666 shares authorized as of March 31, 2024 and December 31, 2023, 10,820,256 and 10,787,923 issued and outstanding, respectively, as of March 31, 2024 and 10,444,627 and 10,412,294 issued and outstanding, respectively, as of December 31, 2023 1 1
Additional paid-in capital 975,801 969,641
Accumulated deficit (695,644) (702,719)
Treasury stock at cost, 32,333 shares at March 31, 2024 and December 31, 2023 (9,700) (9,700)
Total stockholders’ equity 270,458 257,223
Total liabilities and stockholders' equity $ 537,920 $ 515,259